Shopping for insurance? Comparing insurance for cars is vital to getting the lowest car insurance premiums. Premium Search provides some tips and advice on how to get the lowest car insurance premium quotes available in South Africa.
Compare insurance quotes online
Compare at least three car insurance quotes from established South Africa car insurance companies. By requesting online insurance rates for one or more of your cars, you’ll be able to get a good idea of what options are available, and what you are looking at spending on insurance premiums for cars.
Taking out insurance for cars is like shopping for any other product and service: the more you know about what is available, the more you know about your own car insurance requirements, etc, the more likely it is that you will get the highest level of car insurance cover at the most affordable monthly premiums!
How to compare insurance for cars
In order to get the best car insurance cover, you need to find a balance between your unique needs, your budget and the insurance policies available for cars.
Consider the level of liability cover and excess of each insurance policy. Remember that insurance for expensive cars works out to be more costly than insurance for cheaper, safer and standard type cars.
Establish how high an excess amount you can afford; and be conservative in your calculation, as unforeseen expenses is part of life. Don’t save a relatively little money on your monthly insurance premiums, only to suffer great financial pressure in the event of an accident.
Comparing insurance policies for cars may sometimes render two quotes that feature very similar insurance cover for cars – at practically the same monthly premiums! This sort of headlock is a good thing if you’re in the market for insuring cars. Simply tell the insurance company’s consultant that there is a deadlock, and that you will opt to go with the other car insurance policy, based on your research, unless they can make you a significantly better offer!
It works like a charm, and often results in the consumer getting a better deal when taking out insurance for cars.